Features That Make Financial Independence Possible
Customize expenses, model income sources, test investments, and handle risks that other planners underestimate
Expenses
Ongoing Commitments
Plan for mortgage, education costs, and any long-term obligations that carry on after you leave your 9–5.
Expenses
Healthcare Costs Surge
Be prepared for unavoidable medical costs that rise with age and high inflation.
Expenses
Irregular Expenses
Plan for recurring expenses every few years like car replacement or 1-time costs like home renovation.
Working Years
Exit-Age/Retirement Fund Projection
Project how your Exit-Age/Retirement funds will grow from your contributions by allocating them to various funds—each with its own return rate—using customizable incremental patterns as your career progresses.
Have Investments?
Expected Return Or Back-test
Set expected returns or back-test with historical data to see potential outcomes
Have Investments?
Spending Control
Reduce selective expenses to acceptable level during tought market
In Retirement?
Post-Exit Income Planner
Project additional revenue from rentals, property sales, and part-time work after you leave your 9–5.
Retiring Early?
FIRE Transition Strategy
Manage investment withdrawals during early retirement before pension access
Have Investments?
Age-Based Asset Allocation
Automatically shift from growth to preservation, adjust asset allocation as age to reduce risk.
Have Investments?
Portfolio Rebalancing
Pause rebalance during tought market and control rebalancing frequency
